As living costs rise across Singapore the government is introducing one of its largest cost-of-living support packages to date. The centerpiece of this 2025 plan is the Singapore $760 Relief Payout designed to help HDB households manage increasing electricity, gas and water bills. What makes this different is that the support arrives quarterly rather than as a single payment. This approach spreads relief throughout the year when families need it most. The process is also straightforward since no application is required. The rebates will automatically appear in your SP Services account and reduce your utility charges directly.
What Exactly Is the $760 Relief Payout?
This payout comes from the Assurance Package and Cost-of-Living measures. It is an improved version of the U-Save rebate that helps households deal with higher energy and water costs caused by carbon taxes and price changes. In 2025 smaller HDB flats will get up to $760 in total rebates which is almost double what they normally receive. Here is a quick look at the new rates:
The revised rebate structure is designed to direct higher assistance toward households living in smaller HDB flats, where financial pressure is typically greater. By applying a tiered system, the scheme ensures fair and targeted support across different home sizes.
| HDB Flat Category | Quarterly Rebate (Apr–Jan) | Total Support for FY 2025 |
|---|---|---|
| 1- & 2-Room Flats | $190 | $760 |
| 3-Room Flats | $170 | $680 |
| 4-Room Flats | $150 | $600 |
| 5-Room Flats | $130 | $520 |
| Executive / Multi-Generation Flats | $110 | $440 |
Under this progressive framework, households in smaller flats receive higher rebates, ensuring meaningful relief for families most affected by rising living costs.
Who Qualifies for the Relief?
Eligibility Conditions for HDB Household Payout
The payout is strictly intended for households residing in HDB flats and does not apply to private residential properties. To be eligible, the following conditions must be met:
– At least one Singapore citizen must be living in the HDB flat, whether as an owner, tenant, or authorised occupier.
– If the HDB flat is fully rented out, at least one of the tenants must be a Singapore citizen.
– Households that own more than one property are not eligible to receive this payout.
This framework ensures that financial support is directed toward lower- and middle-income families living in public housing, rather than higher-income households with multiple or private property ownership.
When Will Payments Arrive?
The rebates will be given out in four rounds during April 2025, July 2025 October 2025 and January 2026. Each payment includes the standard U-Save rebates along with extra amounts from the COL or Assurance Package top-ups. Households will not receive cash payments. Instead their utility bills will be automatically reduced. This helps them manage their expenses more consistently throughout the year.
Bonus Support: $800 in CDC Vouchers
In addition to utility relief, households will also receive $800 in CDC vouchers:
Why This Matters
The Singapore $760 Relief Payout 2025 represents more than a standard financial support program. It serves as essential assistance for thousands of families dealing with ongoing inflation. The government has designed this initiative to combine utility rebates with vouchers for food and basic necessities. This approach delivers practical and continuous relief that directly impacts everyday expenses in meaningful ways. For residents living in HDB flats the process requires no action on your part. The assistance will reach you automatically without any need for applications or additional steps.
